CoCard Merchant Solutions
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  Merchant Solutions




Welcome to CoCard. Faster, Simpler, Smarter Payment Processing.
When it comes to payment processing, every second counts. Now CoCard offers Moto Merchant, Adult and High Risk Merchant Solutions. That's why CoCard is constantly developing new technology solutions to meet industry needs for speed and reliability. A full-service credit card processing and merchant account services provider with a focus on technology, CoCard has offered complete payment processing solutions since 1989. Along the way, we have led the payment processing industry in developing new technologies and building customized client solutions.

Serving large and small retail, internet, wireless and telephone/mail-order businesses and service providers around the world, CoCard's innovative services allow clients to easily and affordably manage risk and accept payments of all kinds.

  • Full merchant account services, including credit card and debit processing, check verification and loyalty/gift card programs
  • Cutting-edge payment processing equipment and software.
  • Special pricing plans for retail, internet, wireless, and telephone/mail-order and restaurant merchant accounts
  • Free rate analysis.  Call  or email us at and let us show you how much you will save!
  • Complete customer support


State-of-the-Art Technology

At CoCard Merchant Solutions we strive to stay at the leading edge with the payment processing technology available.  Today merchants are faced with higher levels of security, a need for a terminal that can handle multiple services and more.  It is important for a merchant to have what they need for a price they can afford.  That is why at CoCard Merchant Solutions you will find terminals, software and supplies you need at the best prices.

We carry equipment and software from these manufacturers and more.


Old-Fashioned Service with an Edge
Cutting-edge technology isn't the only thing putting CoCard ahead of the competition. We've built our business on traditional customer service and take pride in developing a level of trust unmatched in the industry helping our merchants to find cost-effective, hassle-free solutions so they can focus on running their business. When you call our support line, you will reach a real person who will put your interest in front.  We will work to address all of your concerns and questions to provide you a service second to none.

Customized Solutions
With over 65 offices across the country and adding new offices every month to better serve the merchant community.  CoCard has joined some of the industry's largest and most respected payment processors.  Allowing us to have access to multiple platforms to provide numerous solutions to better serve your business's processing needs.  

CoCard has also been successful in negotiating with third party vendors to provide a comprehensive choice of value added services. Not only do we provide the latest processing solutions for all merchant types including retail, restaurant, internet, mail/phone order, wireless, home based and all others.  CoCard Merchant Solutions will provide special pricing plans ranging from traditional retail store fronts to more unique processing needs like quick service, supermarket, petroleum and utilities. Please note we do not accept high risk merchants such as: travel companies, adult or credit restoration

Get Started Today
It is easy to get started.  If you have been taking credit cards for your business or if you are new to electronic payment processing simply give us a call at or email us at info@cocardmerchantsolutions to speak to an account representative.  We are happy to answer any question that you may have to get you off on the right foot.


COCARD® is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. - of Esquire Bank Merchant Solutions, LLC. and Advantage Processors - in association with Columbus Bank & Trust Company, Columbus, GA.