Merchant Accounts For Low Risk Businesses

Fast Approvals & Affordable Solutions

Accept Credit Cards Online with a Processor You Can Trust

  • Clothing Merchants
  • Office Supply Merchants
  • Book, CDs, and DVD merchants
  • Health and Beauty Suppliers
  • Pet Supply Merchants
  • Home and Garden Merchants

CoCard provides our customers with low risk merchant accounts to allow them to grow their business in a positive manner. All merchant accounts are of the best-quality, PCI compliant credit card processing services to e-commerce and retail merchants in a wide range of industries through our secure payment gateway.

From high risk to low risk merchant accounts, CoCard has a solution to meet the needs of your business. CoCard has assembled an expansive network of trusted acquiring banking partners from regions all over the world.  This allows our merchant account executives to offer competitive and affordable credit card processing rates and fees.

  • Contact CoCard

    Call now to speak with one of CoCard’s expert account executives; who will assist in getting the you best low risk Merchant account solution for your business.

  • Get Matched

    Our extensive and secure network of acquiring banks allows our account executives to find effective and affordable solutions for your low risk e-commerce business.

  • Start Processing

    Once approved by an acquiring bank, CoCard can have your website up and processing in 2-3 business days and we offer weekly and even daily payouts for our low risk merchant account clients.

To be Approved For a Low Risk Merchant Account Your Business Must:

  • Process less than $20,000 per month
  • Have an average ticket size of less than $50
  • Use 3D Secure technology
  • Have a charge back ratio below 1%
  • Your credit processor hosts your payment page
  • You operate a business within a low risk industry(i.e. online apparel or home goods)
  • You operate your business from a low risk country (i.e. US, AU, Western Europe)

Learn More About Low Risk Merchant Accounts

Low Risk Credit Card Processing Services

High Risk offers many different merchant account solutions to low risk merchants worldwide. Below are just a few of the features and benefits your business will receive when processing credit cards with us.

PCI Complaint Payment Gateway

Along with low risk merchant accounts, High Risk offers a safe and secure payment gateway. The interface is easy to use, which makes managing transactions simple. Even if we set you up with multiple merchant accounts, you can manage all of your MIDs right from our payment gateway.

Credit Card Types

Based on your credit card processing needs, we are able to process the following credit card types: Visa, MasterCard, American Express, China UnionPay, JCB International, Diners Club, Discover, and Maestro.

Supported Currencies

With an international merchant account, low risk merchants can accept credit cards online in more than 160 currencies, including US Dollars, Great Britain Pounds, Euros, Canadian Dollars, Australian Dollars, and Hong Kong Dollars.

3D Secure Credit Card Processing

High Risk serves many businesses in Europe where 3D Secure credit card processing is a common request, which is why we partner with acquiring banks that allow us to offer you this solution. 3D secure credit card processing adds an extra layer of fraud prevention and shifts the responsibility from merchant to credit card issuing bank.

Offshore Company Registrations

If you need to register your company offshore, High Risk can help. We have a wide range of offshore incorporation partners from many countries worldwide. By allowing us to facilitate your offshore registration, our merchant account specialists will do the work for you while you continue accepting credit cards without interruptions.

Top-Notch Customer Service

One of the most important services any business can offer is its customer service. At High Risk, you will speak with a real merchant account expert every time you call, and you will never have to deal with automated messages. Whether you have a question about your low risk merchant account, preventing and disputing chargebacks, or your payment gateway processing, our customer service department will always answer your questions fully, and with a smile!

Apply for a Low Risk Merchant Account Today!

To apply for a low risk merchant account, contact us online today or call us toll-free at . One of our friendly merchant account experts will be here to help you every step of the way.